Have you ever questioned the traditional life trajectory of education, employment, and then retirement? If you’ve found yourself wondering how people manage to comfortably retire at 65, you’re in good company.

The retirement landscape has changed dramatically since the days of our great-grandparents. One key factor contributing to this shift is increased life expectancy. While it’s true that average life spans have slightly declined in recent years1, the broader trend over several generations is a significant increase. This means that your retirement could span a longer period than you might anticipate, requiring a financial strategy that can sustain you through those years.

Furthermore, many Americans in their middle years face a triple financial burden: the costs of raising children (or supporting adult children), planning for their own retirement, and caring for aging parents. Factor in inflation and soaring housing costs, and the prospect of retirement can seem daunting, to say the least.

However, I firmly believe that almost any goal is attainable with the right plan. The good news is that you can develop a financial strategy tailored to your current circumstances, enabling you to work towards the retirement you envision—whatever that may be.

Interested in aligning your current financial plan with your retirement goals? We’re here to help. Schedule a complimentary consultation to discuss your options by calling (435)773-9444.

Sources:

  1. Why life expectancy in the US is falling – Harvard Health

Disclosure:

Investment advice is offered through APO Financial Services, LLC (“APO”) 10155 Westmoor Drive, Suite 175, Westminster, Colorado 80021-2627. APO Financial Services is an investment adviser registered with the Securities and Exchange Commission (SEC). Registration with the SEC as an investment adviser should not be construed to imply that the SEC has approved or endorsed qualifcations or the services Eric Scott Financial and/or APO Financial Services offers, or that its personnel possess a particular level of skill, expertise or training. Additional information pertaining to APO’s registration status, its business operations, services and fees, and its current written disclosure statement is available on the SEC’s Investment Adviser public website at https://apofinancial.com/disclosure/.